Financial strategies built for business owners
COMPREHENSIVE PLANNING FOR BUSINESS OWNERS
Balancing company growth with personal goals
At Great Plans Capital Management, we understand that small business owners face unique financial challenges and opportunities. Our fiduciary approach to small business services integrates retirement planning, investment strategies, and risk management to support both your company and your personal financial future.
WHAT OUR SMALL BUSINESS SERVICES INCLUDE
Coordinated solutions for business and personal success
Business ownership blends personal and professional finances in ways that require careful planning. We help you design strategies that protect your company, build long-term security, and align with your personal goals.
Business Retirement Plans
We design and implement retirement plans for owners and employees, including 401(k), SIMPLE IRA, and SEP options.
Succession Planning
We create strategies for passing your business to the next generation or preparing for sale.
Cash Flow Management
We help balance day-to-day operations with long-term planning to keep your business financially healthy.
Tax Coordination
We collaborate with tax professionals to integrate business and personal tax strategies for maximum efficiency.
Insurance for Business Owners
We recommend coverage that protects both the company and your personal income, including key person policies.
Integrating Business & Personal Plans
We connect your business strategy with your overall financial plan to ensure both work together seamlessly.
SUPPORTING ENTREPRENEURS BEYOND THE NUMBERS
A personal approach to business planning
Owning a business is more than managing finances—it’s building a legacy. At Great Plans, we work with entrepreneurs to create plans that reflect their vision and support their families and employees. By aligning business and personal goals, we help ensure the success of both, now and into the future.
SMALL BUSINESS SERVICES FAQs
Common questions about planning for business owners
Business owners often have their personal and business finances deeply intertwined, which makes planning more complex. A fiduciary financial planner helps separate, coordinate, and optimize both sides to support long-term stability. Our role is to create strategies that protect your business while ensuring your personal financial goals are not overlooked.
We assist in designing and implementing a range of business retirement plans, including 401(k), SIMPLE IRA, and SEP IRA options. The choice depends on your company size, employee needs, and long-term goals. Each plan is customized to provide tax advantages, attract employees, and support the owner’s future retirement.
Succession planning involves preparing your business for transfer, whether to a family member, key employee, or an outside buyer. We help you outline a strategy that maintains business continuity, protects employees, and provides financial security for you and your family. This process includes valuation considerations, tax planning, and aligning your personal goals with the business transition.
Yes, we believe collaboration is essential for small business planning. We work closely with CPAs, attorneys, and other professionals to integrate legal, tax, and financial strategies into one cohesive plan. This ensures your business and personal finances are aligned and working toward the same objectives.
Absolutely. Healthy cash flow is the backbone of a thriving business. We help you analyze current cash flow, identify potential gaps, and create strategies to maintain stability while funding growth. Our approach balances the immediate needs of running a business with long-term financial planning.
We look at both sides of your financial life and create a strategy that connects them. This might include aligning retirement contributions, tax planning, and investment strategies to serve both your company and personal goals. The result is a comprehensive plan that supports your business success while protecting your family’s future.
START PLANNING YOUR FUTURE TODAY
Serving clients across North Carolina and beyond
Whether you are planning for retirement, building a business, or seeking comprehensive financial guidance, our fiduciary financial advisors are here to help you create a roadmap for lasting confidence. Let’s start a conversation about your goals and build a plan designed for you.