Creating a path to financial independence
FIDUCIARY RETIREMENT PLANNING SOLUTIONS
Preparing for a retirement you can enjoy
At Great Plans Capital Management, our retirement planning services focus on helping you build a future where work becomes a choice, not a necessity. We integrate income strategies, investment planning, and tax considerations to design a comprehensive approach that supports your desired lifestyle in retirement.
WHAT OUR RETIREMENT PLANNING INCLUDES
Strategies for every stage of the journey
Retirement planning goes beyond saving a number—it’s about creating a sustainable plan that carries you through every stage of life after work.
Goal-Based Planning
We start by defining what retirement looks like for you, from lifestyle expectations to major expenses.Income Strategy
We design sustainable withdrawal plans and coordinate income sources like pensions, investments, and Social Security.
401(k) and IRA Guidance
We help you maximize employer plans and make smart decisions about contributions, rollovers, and account types.
Social Security Timing
We analyze different filing strategies to optimize lifetime benefits for you and your spouse.
Investment Alignment
We ensure your portfolio matches your retirement timeline and risk tolerance, adjusting as you transition from saving to spending.
RETIREMENT PLANNING THAT ADAPTS
A flexible plan for changing needs
Retirement isn’t a single moment—it’s a stage of life that can span decades. Our approach is built to adapt, with regular reviews and adjustments to account for changes in health, market conditions, and personal priorities. We combine practical strategies with clear guidance so you can enter retirement confident in your plan.
RETIREMENT PLANNING FAQs
Common questions about planning for life after work
The amount depends on your lifestyle, spending needs, and sources of income. We help you calculate a personalized retirement goal by projecting future expenses and factoring in inflation. This process creates a clear target and a roadmap for reaching it based on your current savings and investment plan.
The earlier you start, the more flexibility and options you have, but it’s never too late to begin. Even if you’re close to retirement, building a focused plan can help you make the most of your resources. Starting early allows you to leverage compounding and adjust strategies gradually as life changes.
Yes. We evaluate multiple filing scenarios to help you decide when to start benefits for maximum lifetime value. This includes coordinating Social Security with your other income sources to reduce taxes and create a smoother transition into retirement.
We guide you through the process of rolling over old employer plans or consolidating accounts to simplify management and avoid unnecessary taxes. Our focus is on aligning these accounts with your broader retirement plan so they work together effectively.
Retirement plans are living documents that should be reviewed regularly. If your goals, health, or circumstances shift, we revisit the plan and adjust strategies as needed. This ensures your retirement plan continues to support your evolving lifestyle over time.
START PLANNING YOUR FUTURE TODAY
Serving clients across North Carolina and beyond
Whether you are planning for retirement, building a business, or seeking comprehensive financial guidance, our fiduciary financial advisors are here to help you create a roadmap for lasting confidence. Let’s start a conversation about your goals and build a plan designed for you.